Privacy Policy 

ChitoPaisa Pvt. Ltd. ("us," "we," or "our") is the owner and operator of the Chito Paisa.. (hereinafter referred to as the "Service"). This page explains our rules for collecting, using and disclosing personal data while you use our Service, as well as your options for dealing with that data. Your information is used to provide and expand the Service. You contribute to the gathering and use of information in compliance with this policy by using the Service. The words used in this Privacy Policy have the same meanings as in our Terms and Conditions unless otherwise specified in this Privacy Policy. 

Definition 

The ChitoPaisa... smartphone application is provided by ChitoPaisa Pvt. Ltd. as a service. 

Personal data refers to knowledge concerning a living person that can be distinguished by it (or from those and other information either in our possession or likely to come into our possession). 

Data obtained automatically as a result of the use of the Service or from the Service infrastructure itself is referred to as user data (for example, the duration of a page visit). Cookies are tiny files that are saved on your server or mobile device (computer or mobile device). 

The natural or lawful person who (either alone or jointly or in common with other persons) decides the reasons for which and how any personal information is (or will be) processed is referred to as the data controller. We are the Data Controller of your Personal Data for the purposes of this Privacy Policy. 

Any normal or legal individual who handles data on behalf of the Data Controller is referred to as a Data Processor (or Service Provider). In order to process your data more efficiently, we can use the services of a variety of Service Providers. 

Any living person who uses our Service and is the subject of data collection is referred to as a Data Subject. 

Information Gathering and Use 

We gather a variety of data for a variety of reasons in order to offer and enhance our service to you. 

Types of Data Collected 

Personal data is one of the types of data that is collected. 

We can allow you to provide us with publicly identifying information that can be used to contact or track you when using our Service ("Personal Data"). Data that can be used to identify you includes but is not limited to: 

Phone number 

Contact information via email 

both first and last names 

Postal Code 

Occupation Occupation Occupation Occupation Occupation O 

Information about the family (Only Names) 

Identification Documents with a National Identification Number 

Data on Use 

When you use a mobile device to access the Service, we may automatically collect some information, such as the type of mobile device you're using and your mobile device token. 

Information about the location If you give us permission, we can use and store information about your location ("Location Data"). We use this information to include features of our Service, as well as to refine and personalize it. When you use our App, you can activate or disable location services at any time via your system settings. 

Legal Basis for Processing Personal Data under the EU General Data Protection Regulation (GDPR) 

If you are a resident of the European Economic Area (EEA), the legal basis for ChitoPaisa Pvt. Ltd. gathering and using the sensitive information defined in this Privacy Policy is based on the Personal Data we gather and the precise context in which it is collected. ChitoPaisa Pvt. Ltd. may process your Personal Data for the following reasons: 

We need to carry out a deal with you, and you have granted us permission to do so. The processing is in our legal interests, and your rights are not overridden. 

to abide by the rules 

Retention of Knowledge 

ChitoPaisa Pvt. Ltd. can only keep your Personal Data for as long as it is used to fulfill the purposes outlined in this Privacy Policy. We will keep and use your Personal Data to the degree possible to comply with our legal obligations (for example, if relevant laws compel us to keep your data), settle conflicts, and uphold our legal agreements and policies. 

Usage Data will be held by ChitoPaisa Pvt. Ltd. for internal review. Except where this data is used to increase the security or to boost the reliability of our Service, or we are legally obliged to preserve this data for longer periods of time, we can keep usage data for a shorter period of time. 

Data Transmission 

Your records, including personal data, will be stored on Nepalese servers and cloud storage. If you are located outside of Nepal and want to provide information to us, please be aware that we will migrate and process your data, including Personal Data, in Nepal. Your commitment to the move is based on your acceptance of this Privacy Policy and your submission of certain material. ChitoPaisa Pvt. Ltd. will take all reasonable measures to ensure that your data is handled safely and in compliance with this Privacy Policy, and that your Personal Data is not transferred to a third-party organization or government. 

Data Transparency 

Law Enforcement Disclosure 

ChitoPaisa Pvt. Ltd. may be compelled to reveal your Personal Data under such cases, such as when required by statute or in response to legitimate requests from public authorities (e.g. a court or a government agency). 

Requirements of Law 

ChitoPaisa Pvt. Ltd. can reveal your Personal Data if we have reasonable grounds to believe that it is appropriate to: 

to fulfill a legal need 

To protect and defend ChitoPaisa Pvt. Ltd.'s rights and land. 

To discourage or prosecute potential fraud involving the Service. 

To safeguard the personal welfare of Service users or the general public 

To safeguard against legal repercussions 

Data Protection 

We care about the protection of your information, but keep in mind that no method of Internet communication or electronic storage is completely secure. Although we make every effort to secure your Personal Data through commercially appropriate means, we cannot guarantee its full protection. 

Under the General Data Protection Regulation, you have some data protection rights (GDPR) 

You have some data privacy protections if you live in the European Economic Area (EEA). ChitoPaisa Pvt. Ltd. strives to make it as easy as possible for you to correct, update, erase, or restrict the use of your Personal Data. Please email us if you want to know what Personal Data we have about you and if you want it deleted from our networks. 

You have the following data privacy obligations under such circumstances: 

You have the freedom to see, alter, or uninstall the details we have about you. 

You can view, edit, or order deletion of your Personal Data directly from your account settings section wherever possible. If you are unable to complete these steps on your own, please contact us so that we can assist you. 

The right to be corrected. If the record is incorrect or missing, you have the right to have it corrected. 

The freedom to raise objections. You have the freedom to object to our use of your personal data for marketing purposes. 

The power to impose limitations. You have the right to have the collection of your personal information limited. 

Data portability is a legal right. You have the right to a copy of the information we have on you in a format that is standardized, machine-readable, and widely used. 

The ability to revoke approval. You have the freedom to revoke your consent at any moment if ChitoPaisa Pvt. Ltd. relies on it to process your personal data. 

Please be aware that before responding to such requests, we can ask you to verify your identity. You have the right to file a complaint with a Data Protection Authority about the way we gather and use your personal information. Please contact your local data protection authority in the European Economic Area for more information (EEA). 

Providers of services 

We can hire third-party companies and individuals to help us deliver our Service ("Service Providers"), provide the Service on our behalf, conduct Service-related activities, or analyze how our Service is used. These third parties have access to your Personal Data only to carry out these activities on our behalf, and they are prohibited from disclosing or using it for any other reason. 

Other Websites' Links 

Our Service may include links to third-party websites that are not under our control. If you click on a link from a third party, you will be taken to the third party's website. Any place you visit should have a Privacy Policy that you should read. We have no influence over the content, privacy policy, or activities of any third-party sites or services, and we disclaim any blame for them. 

Modifications to This Privacy Statement 

From time to time, we can make changes to our Privacy Policy. Any updates will be communicated to you by publishing the latest Privacy Policy on this website. Prior to the change taking place, we will notify you by email and/or a prominent note on our Service, and we will update the "effective date" at the top of this Privacy Policy. It is recommended that you check this Privacy Policy on a regular basis for any updates. When changes to this Privacy Policy are posted on this website, they become effective.